Referral & Broker Program

Earn on Every
Deal You Close

1Oak Lending partners with licensed CRE professionals to unlock private capital solutions for their clients — and rewards every closed loan with a referral fee paid directly to you.

1% Referral Fee of Loan Amount

Paid at closing — no splits, no delays.

Bring us a qualified deal and earn 1% of the funded loan amount at closing. You remain a meaningful part of the process from introduction through close — we handle the underwriting, structuring, and execution.

Become a Partner →
The Program

Private capital for situations traditional lenders can't touch.

1Oak is a family-office-backed private lender specializing in transitional CRE bridge financing. We move fast, underwrite creatively, and close where institutional lenders step back.

Our Referral and Broker Program is designed for CRE professionals who regularly encounter clients with real estate needs that fall outside the conventional financing box — and want to get paid for solving that problem.

Whether you originate the opportunity through your existing book of business or encounter a deal requiring a private or creative capital solution, we want to hear from you.

01

Expand What You Can Offer

When a client needs capital that conventional financing can't provide, bring them to 1Oak. Your value to the client increases — and so does your fee income.

02

We Handle the Heavy Lifting

You stay engaged and visible to your client throughout the process. 1Oak leads underwriting, structuring, documentation, and closing — keeping you informed at every stage without adding to your workload.

03

Paid at Closing, Every Time

1% of the funded loan amount is issued directly to you at closing — on every deal you bring us, with no cap or minimum threshold.

04

Built for Long-Term Partnerships

We prioritize transparent communication and fast decisions. Partners who work with us consistently get dedicated access to our team and same-day deal feedback.

Who This Is For

Built for CRE professionals who see opportunity where others see obstacles.

Transitional & Value-Add Specialists

You consistently work with buyers pursuing transitional real estate or value-add assets where traditional financing is a persistent hurdle. We specialize in exactly this gap — bridge and construction loans structured for the deal, not the lender's checkbox.

Bridge Lending · Value-Add Buyers

Sellers in Financial Distress

You represent a seller who needs to buy more time — a matured note, a looming foreclosure, or a refinance deadline that conventional capital can't meet. A short-term bridge from 1Oak can reset the clock and preserve the transaction.

Distressed Sellers · Time-Sensitive Closings

Deals That Can't Get to Permanent Financing

You have a property under contract but permanent financing isn't attainable — occupancy issues, lease-up risk, a credit event, or a property type that falls outside agency guidelines. A 1Oak bridge loan can close the gap and keep the deal alive.

Permanent Financing Gaps · Creative Structures
The Process

From introduction to paycheck in four steps.

01

Register as a Partner

Complete the Partnership Sign Up form below. We'll confirm your registration and introduce you to your 1Oak point of contact within one business day.

02

Submit a Deal

When an opportunity arises, pass us the basics — property, borrower, loan need, and timeline. We provide same-day feedback on fit and preliminary terms.

03

We Handle Everything

You stay engaged and informed at every stage. 1Oak leads the underwriting, structuring, and closing process — doing the heavy lifting so you can stay focused on your clients.

04

Collect Your Fee

At closing, 1% of the funded loan amount is issued directly to you. No recourse, no clawback, no minimums — just a clean referral fee on every closed deal.